August 2025 brings a powerful wave of budget-friendly 5G smartphones under ₹20,000 in India. With brands offering high-refresh-rate AMOLED screens, capable processors, solid battery life, and fast charging, this month’s launches deliver exceptional value. We use your curated list and verified sources to highlight each phone’s confirmed or expected features.
Motorola Edge 50 Pro: Specs, Performance, Software & Full Review Launched in April 2024, the Motorola Edge 50 Pro entered the market as a premium mid-range smartphone blending flagship‑grade specifications, a sleek design, and fast charging technology. While positioned below true flagship status, it delivers outstanding display quality, camera versatility, and rapid charging within an …
Oppo Reno 15 Pro: Full Specifications, Features And Insights The Oppo Reno 15 Pro, expected to launch in mid‑2025, positions itself as a compelling flagship contender with flagship-grade specifications at a competitive price. Building on the success of previous Reno series models, it delivers premium display, camera, battery, and charging technology aimed at power users and content creators. Leaks …
The National Payments Corporation of India (NPCI) has rolled out important changes to UPI that take effect from August 1, 2025, aimed at improving system stability, reducing transaction failures, and strengthening security protocols. These updates impact users of popular UPI apps like Google Pay, PhonePe, Paytm and BHIM across India. Let’s dive into the article “UPI rules August 2025” to swim in the new updates.
As of mid-2025, UPI processed over ₹24 trillion in transactions in June alone. Surging growth led to higher system load, outages during peak hours, and performance degradation due to repeated API calls such as balance checks and status refreshes .
In response, NPCI issued a circular on May 21, 2025, urging banks and payment service providers (PSPs) to enforce restrictions on API calls—both customer-initiated and system-initiated—monitoring transaction-per-second (TPS) limits and routing user requests in queues to manage volume efficiently .
1. Users can check their bank balance up to 50 times per day per UPI app
2. Popular apps like GPay, PhonePe, Paytm each provide separate 50 daily checks limit per app
3. As a relief, the balance will now automatically display after every successful transaction, eliminating the need for manual checks
1. Retrieval of bank accounts linked to your mobile number is capped at 25 times per day per app
2. This reduces redundant API calls and eases pressure during peak usage hours
1. Users can check the status of a pending transaction only three times, with a minimum gap of 90 seconds between each attempt
2. This ensures less frequent retry flooding and faster system response
1. Scheduled UPI AutoPay transactions (such as utility bills, subscriptions, EMI, mandates) will now be processed during predetermined non-peak time windows:
This streamlining prevents system overloads during peak transaction hours
2. Failed autopay mandates will trigger automatic retries in the same time slot instead of scattering across day
1. UPI apps must now display the receiver’s registered name and transaction ID before a payment is confirmed
2. This measure aims to reduce risks of incorrect or fraudulent transfers by ensuring clarity before authorization
1. Banks and PSPs must comply with API request throttling and submit formal undertakings by August 31, 2025
2. Non-compliance may lead to penalties including limits on onboarding new users, restricted API access, or financial penalties from NPCI
1. From August 1, payment aggregators (like GPay, PhonePe, Paytm) may face fees from banks or partners, but end users and merchants remain unaffected
2. UPI transactions continue to be GST-free, preserving cost-free usage for consumers
1. Credit Line Integration via UPI (Starts August 31)
2. Users can link pre-approved credit lines (FDs, loans, credit cards) for UPI transactions starting August 31, 2025
3. Limits: ₹1,00,000/day for payments; ₹10,000/day for cash withdrawal; maximum 20 P2P transfers/day via credit line
1. PSPs must monitor and queue API requests, enforcing TPS limits and proper usage of both customer and system-generated requests
2. Audit compliance is mandatory via submission of undertakings by end of August 2025
1. Regular users: Daily balance checks and account views will be limited—avoid hitting the cap frequently
2. Recurring payments: Subscriptions and mandate processing will happen only within specific windows—plan accordingly
3. Status refreshes: Pending payment status can only be checked thrice with patience—avoid spam refreshes
4. Fraud prevention: Clear display of beneficiary name avoids accidental transfers
5. Aggregator fees: Users will not notice any new charges; cost remains free for individuals and merchants
Mahindra August 2025 debut: All-New Mahindra Cars Set to Debut On August 15, 2025, Mahindra & Mahindra will hold its fifth consecutive Independence Day vehicle showcase in Mumbai. This year marks the debut of the Freedom_NU platform and multiple SUV concepts: Vision S, Vision T, Vision SXT and Vision X, previewing the future …
Ather 450S: Smart, Affordable EV for Urban India | Full Comparison with Ola Electric Scooters The Indian electric vehicle (EV) market is growing rapidly, and Ather Energy is one of the leading players shaping this revolution. In 2025, the brand continues to impress with its most budget-friendly offering — the Ather 450S. Designed for urban …
IBPS Clerk Notification 2025: Salary, Vacancies, Comparison with SBI Clerk & More The IBPS Clerk Notification 2025 is officially released, bringing excellent job opportunities in public sector banks across India. Every year, lakhs of aspirants eagerly wait for this notification due to the job stability, decent salary, and career growth it offers. This article provides …